€780 annually for a credit card—most Belgians instantly dismiss it, yet frequent travellers often find it's their cheapest option. The Amex Platinum Belgium doesn't simply charge you €780; through referral links, it returns 150,000 Membership Rewards points (plus €500 in annual travel credits). Do the maths: those points alone cover nearly two years of membership. Still, most cardholders fail to make the card pay for itself.
This guide shows you exactly how to not only recover the €780, but come out ahead—without forced spending or dodgy workarounds. You'll learn which benefits to activate immediately (like the €200 hotel credit), which to ignore (spoiler: that €30,000 spending threshold isn't realistic for everyone), and how to convert the 150,000-point welcome bonus into flights that would otherwise cost €4,000+. No fluff, just the numbers.
✦ Apply via referral link. 150,000 pointsThe Amex welcome bonus is the perfect starting point for your premium travel experience. When applying for the card through our TravelLux.be referral link, you receive up to 150,000 Membership Rewards points, the maximum bonus available.
These points are redeemable with premium airlines like Brussels Airlines, Lufthansa, Air France-KLM, Emirates, Qatar Airways, and Singapore Airlines. The annual fee is €65/month (€780/year), with the option to add up to 4 free Green cards for family members.
With the Amex Platinum, access over 1,550 airport lounges worldwide via Priority Pass Prestige, including Centurion Lounges, Delta Sky Clubs, and Plaza Premium Lounges. Access is free for you and 1 guest, unlimited.
Additionally, no foreign transaction fees and 24/7 personal concierge service. Through Fine Hotels + Resorts, enjoy free room upgrades, daily breakfast for 2, and welcome gift (~€100) at 14,000+ luxury hotels.
Ready to enjoy all these benefits? The application process is straightforward. You must be minimum 18 years old, have a gross annual income of €30,000, and Belgian tax residency. SEPA direct debit is required.
How many welcome points do I get with Amex Platinum Belgium?
Through the TravelLux.be referral link, you receive up to 150,000 Membership Rewards points as welcome bonus. This is the maximum bonus, more than direct application at American Express.
What does the American Express Platinum card cost in Belgium?
The Amex Platinum costs €65 per month, or €780 per year. An additional Platinum card costs €10/month and you can add up to 4 free Green cards for family members.
Which lounges can I visit with Amex Platinum?
With the Amex Platinum, you have access to 1,550+ airport lounges worldwide via Priority Pass Prestige, including Centurion Lounges, Delta Sky Clubs, and Plaza Premium Lounges. Access is free for you and 1 guest, unlimited.
Apply now for the American Express Platinum through our referral link and receive the maximum welcome bonus of 150,000 points. More information on the official Amex page.
✦ Apply via referral link. 150,000 points✦ Exclusive offer
Receive the maximum welcome bonus of 150,000 Membership Rewards points, significantly more than applying directly at americanexpress.com/be.
✦ Apply via referral link — 150,000 pointsTravelLux.be is an independent referral site. American Express® and Membership Rewards® are registered trademarks of American Express. Terms apply.
The Amex Platinum is an expensive card (€780 a year). It works best for these three profiles:
Honestly: for most Belgians, the Amex Platinum is not profitable. These are the profiles where you should NOT take this card:
Tip: in doubt? Take the card just for the welcome bonus and cancel in year 2. That's a legitimate strategy and many Belgian point-savers use it.
The Amex Platinum is not alone on the market. Here's the honest comparison with the most relevant alternatives for frequent Belgian travellers:
| Card | Annual fee | Welcome bonus | Key benefit |
|---|---|---|---|
| Amex Platinum | €780 | 150-250k MR points | Broad MR transfer partners + FHR + lounges |
| Diners Club Premium | €340 | No significant bonus | Lounge access; weak MR ratio |
| Mastercard World Elite (KBC/BNP) | €90-150 | None | Travel insurance + concierge; no points |
| Visa Infinite (private banking) | Often free | None | Concierge; depends on bank |
| Bunq Easy Travel | €18/month (€216/year) | None | Travel insurance + cashback; no lounges |
| Amex Gold Belgium | €200 | ~25k MR | Cheaper entry point to MR ecosystem |
The Amex Platinum is more expensive but offers by far the broadest set of benefits for travellers in its category. For lighter users, Amex Gold is a more reasonable entry point; for occasional trips, a Mastercard World Elite via your bank suffices.
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