Amex Offers Belgium: How I Save €50-€100 Per Month with Hidden Deals

Last month I was sitting in the Priority Pass lounge at Brussels Airport, waiting for my flight BRU → LIS, when I received a notification on my phone. "New Amex Offer available: 15% cashback at Booking.com, max €50." I had just booked three nights in Alfama for a weekend in Lisbon. One click in the app, the same payment I would have made anyway, and two days later €47.20 appeared as a statement credit on my account.

That moment summed up for me why Amex Offers in Belgium are such an underrated benefit. No hassle, no discount codes that expire, no fine print that drives you crazy. Just money back on purchases you're already making.

Honestly, I didn't discover Amex Offers until six months after getting my Platinum card. I had been fixated on the lounges and the Membership Rewards points, while every month hundreds of euros worth of cashback deals were sitting in my app waiting to be claimed. Since then I've been tracking everything. And the numbers surprise me every single time.

What exactly are Amex Offers, and how do they work in Belgium?

Amex Offers are personalised discounts that American Express places directly in your app or online account. It works simply: you open the Amex app, scroll through the available deals, and tap "Add to Card" on the offers that interest you. From that moment the discount is linked to your Amex Platinum (or Gold, or Green) card. When you then pay at that partner, the cashback automatically appears as a statement credit. No codes, no printouts, no hassle.

The selection changes continuously. Some offers last a week, others an entire month. You get deals from brands such as Zalando, Uber, NMBS, Shell, Booking.com, Hotels.com, and dozens of Belgian restaurants and shops. The discounts vary: sometimes 5% cashback, sometimes 10%, sometimes a fixed amount (€20 back on a spend of €100). Platinum cardholders generally receive exclusive or higher offers that aren't available for other card types.

What many Belgian cardholders don't know: the offers are personalised. American Express looks at your spending pattern and shows deals that are relevant to you. Someone who travels a lot gets more travel deals. Someone who shops a lot online sees more retail offers. That explains why my selection looks different from my wife's, who also has a supplementary Platinum card.

At TravelLux.be we call them "hidden Amex benefits" because you have to actively seek them out. No email arrives, no push notification (unless you turn those on). You have to open the app yourself. And that is precisely where most people drop the ball.

My Amex Offers savings: a real month highlighted

Let me be concrete. March 2026 was a fairly ordinary month for me. No big trips, no special purchases. Yet I saved €78.40 purely through Amex Offers. Here's what that looked like.

I want to emphasise: these are all purchases I would have made anyway. I didn't buy anything extra to "earn" an offer. I needed the sneakers. Filling up is a given. Those Uber Eats orders were on evenings I worked late. The only difference: I opened the Amex app before paying and activated the relevant offers. Two minutes of effort, €78.40 back.

In December 2025, during the holiday season, my total even rose to €142. Zalando had a double cashback promotion at the time, there was a special offer at bol.com, and I booked a week in Vienna via Booking.com as a Christmas gift for my wife. Those are the months when you truly feel the difference.

How I refined my Amex Offers strategy as a Belgian traveller

After a year of consciously engaging with Amex Offers, I've developed a small ritual. Every Monday morning, with my first coffee, I open the Amex app and scroll through the new offers. It literally takes me ninety seconds. Anything that's even slightly relevant, I activate immediately. There's no downside to activating an offer you end up not using. It simply disappears after the expiry date.

My golden rule: activate everything, even offers you think "I probably won't use that." You never know. Last year I activated an offer at Hertz (15% cashback) thinking: well, it costs nothing. Three weeks later I spontaneously rented a car in Malaga. €34 cashback I would otherwise have missed out on.

For Belgian travellers, the travel deals are the most valuable. Over the past twelve months I've seen offers at Booking.com, Hotels.com, Expedia, SAS, Lufthansa, Eurostar and even at specific hotel chains like Marriott and Hilton. The trick is to hold off on your travel booking until you have a relevant offer. Sometimes a 10% cashback deal on Booking.com appears a week later. Those few days of patience can save you tens of euros.

Another tip I haven't read anywhere else: if you have a supplementary Platinum card for your partner (€10/month extra), that card gets its own set of Amex Offers. My wife and I regularly have different deals. Sometimes we both activate the same offer and split the purchases. During the winter sales we both had a Zalando offer: €50 cashback together instead of €25.

Amex Offers combined with other Amex Platinum benefits in Belgium

Where it gets really interesting: Amex Offers don't stand on their own. They stack on top of the other benefits that come with the Amex Platinum card. And that's what makes the maths truly impressive.

Take last summer. I booked a hotel in Barcelona for four nights through Fine Hotels + Resorts. That earned me a free room upgrade (from standard to sea view), daily breakfast for two, late checkout until 4 pm, and a welcome gift of €85 in hotel credit. Total value of those FHR benefits: well over €500 across four nights. But I had also activated an Amex Offer for that specific hotel: 10% cashback, max €75. That €75 came on top of everything else.

Meanwhile, I was also earning Membership Rewards points on that hotel booking as usual. With the Booster option (4 points per €1 for €10/month), that booking of €1,200 earned me 4,800 points. I'll use those points later for flights via Brussels Airlines or Lufthansa.

And I haven't even mentioned the Priority Pass lounges (more than 1,550 worldwide, free for you plus one guest), the Fast Lane at Brussels Airport (normally €169/year), the Dining for 2 programme (3x per year a complimentary 2-course menu for two at top Belgian restaurants, value up to €300/year), and the comprehensive travel insurance through Chubb that is automatically active.

When I add it all up, my Amex Offers savings come to around €900 per year. Add the lounge value (~€500), Fast Lane (€169), Dining for 2 (~€300), and the occasional FHR bookings, and I'm well above €2,000 in annual benefits. On an annual fee of €780, that's simply a no-brainer.

The hidden Amex deals most Belgians miss

There are a few categories of Amex Offers that consistently recur and that I always activate. I'm sharing them here because I notice that even experienced cardholders overlook them.

The first category: petrol station offers. Shell and TotalEnergies have a deal in the app almost every month. Usually €5 back on €50, sometimes €10 back on €80. If you fill up twice a month (and what Belgian doesn't), that's already €10-€20 per month on something you're paying for anyway. Over a full year: €120-€240. That alone covers nearly a third of the card's annual fee.

The second: supermarket and retail deals. I've seen offers at Delhaize, Colruyt, MediaMarkt, Zalando and bol.com. They don't appear every month, but when they do, they're generous. The Zalando offers are my favourite: 10-15% cashback with a maximum of €25-€40. Perfect for seasonal transitions when you're buying new clothes anyway.

The third, and for travellers the most lucrative: travel booking offers. Booking.com, Hotels.com, Expedia, Eurostar, and sometimes even airlines. Honestly, these are the offers I exercise the most patience for. If I know I'm booking a trip in two months, I wait to see if an offer appears. In seven out of twelve months, it did.

The fourth: restaurant and food delivery deals. Uber Eats, Deliveroo, and regularly specific Belgian restaurants in Brussels, Antwerp and Ghent. The Uber Eats offers are almost permanently present: 15-20% cashback. If you order occasionally anyway, that's free money.

And finally, the seasonal offers. Around Christmas, Black Friday, Valentine's Day and the summer holidays, Amex throws in extra deals. December is by far the best month. Last year in December alone I had €142 in cashback. The key is to check the app daily during those periods, because the best offers are sometimes only valid for three or four days.

Is the Amex Platinum worth it for the Offers alone? An honest calculation

Let me be honest: if you were to get the Amex Platinum card (€780/year) purely for the Amex Offers, it depends on how much you spend and how disciplined you are about activating them. My average of €75 per month, so €900 per year, makes the card profitable on Offers alone. But I also admit that I'm fairly active. Someone who only opens the app once a month might get €30-€40 per month. Still €360-€480 per year, which covers a large portion of the annual fee.

The real calculation is of course about the full picture. At TravelLux.be we've written a comprehensive review of the Amex Platinum in Belgium in which we compare all the benefits side by side. The conclusion: if you fly at least two to three times per year from Brussels, the card makes financial sense. The Amex Offers are then the icing on the cake that makes the difference between "it's worth it" and "it's an incredibly good deal."

What appeals to me most personally: it doesn't feel like saving. You don't change anything about your behaviour. You don't buy more or less. You simply pay with a different card and activate a few clicks beforehand. The money appears automatically as a credit on your statement. After a year you realise you've "gotten back" hundreds of euros on spending you would have done regardless.

Through the TravelLux.be referral link you'll receive the maximum welcome bonus of 150,000 Membership Rewards points when you apply. That's more than when you apply directly via the Amex website. Those 150,000 points alone are worth multiple flights within Europe via Brussels Airlines or a business class upgrade on a long-haul flight. Combine that with the monthly Amex Offers cashback, and the first year delivers you a net profit.

Frequently asked questions about Amex Offers in Belgium