€347 for two breakfasts, a room upgrade and a spa bonus. That was the added value of my last Four Seasons booking through FHR, expressed in bare figures. The room rate itself? Identical to what you pay on fourseasons.com. Zero euros more. That sounds too good to be true, and honestly I thought so too when I first read about it. But the maths checks out. And that's what this article is about: concretely measuring the FHR benefits at Four Seasons from a Belgian perspective, without vague promises.
There are plenty of articles online that summarise "Fine Hotels + Resorts" in two paragraphs and then send you to an application link. That's not what I'm doing here. I want to paint the real picture. With amounts. With pitfalls. And with the question every level-headed Belgian asks: am I not simply paying too much for that Platinum card just to occasionally score a free croissant?
Fine Hotels + Resorts is a booking platform exclusively available to holders of the American Express Platinum card. The concept is simple: you book a hotel through the Amex portal instead of directly with the hotel, and you receive a package of additional benefits on top of your booking. The network includes more than 14,000 hotels worldwide, and Four Seasons is one of the most popular chains in the programme.
The concrete FHR benefits at Four Seasons look like this:
The crucial point, and this is what sets FHR apart from all sorts of "exclusive deals" you find online: the room rate is typically equal to the Best Available Rate on fourseasons.com. So you pay the regular price and get those benefits on top for free. No hidden surcharge, no special FHR markup.
For Belgian travellers this is relevant because we book in euros anyway, pay no currency conversion fees with the Amex Platinum, and can therefore use the card directly as a payment method. Anyone flying from Brussels Airport to a Four Seasons in Europe (think Florence, Paris, Lisbon, or the Four Seasons Astir Palace in Athens) can use FHR as their standard booking method without any extra effort.
Let me take a realistic example. A Four Seasons in a European city, three nights, standard room. The flexible rate on fourseasons.com: €420 per night. Through FHR you book the exact same room, at exactly the same €420 per night.
But now the extras. Breakfast at Four Seasons is hardly given away. At most European locations the breakfast buffet costs between €45 and €65 per person. Let's take the middle ground: €55 per person, per day. For two people, three mornings: 2 × €55 × 3 = €330. That's already a serious amount.
Now I have to be honest: that room upgrade is not guaranteed. It depends on availability at check-in. Sometimes you get a room with a better view, sometimes a full suite, sometimes nothing extra at all. The €225 in my calculation is conservative — a modest difference of €75 per night. In practice it can be more (a suite upgrade easily amounts to €150-300 per night) or less (if the hotel is fully booked). Admittedly, I've also had a time where I received nothing. That's part of the deal.
Let's therefore put two scenarios side by side. The upper-end scenario, when everything goes your way: added value up to €650+ per stay. The lower-end scenario, when you don't get an upgrade and the welcome gift is minimal: still €350 in breakfast and a modest credit. Even in the worst-case scenario that's not bad for something that costs zero euros extra on top of the room rate.
And yes, I understand the objection: "But you pay €780 per year for that Platinum card." Correct. But the FHR benefits are just one component of what that card delivers. The full value analysis of the Amex Platinum in Belgium shows that with lounge access (value ~€500/year), Fast Lane at Brussels Airport (€169/year) and Dining for 2 (up to €300/year) you already easily exceed that annual fee, even before counting FHR.
I've now used FHR a handful of times at various hotels, including Four Seasons locations. What struck me: the booking process is less smooth than you'd expect. You have to book through the Amex Travel website or the app, and the interface is, let's say, functional. Not bad, but also not as streamlined as fourseasons.com itself. You search for the hotel, select your dates, and the FHR benefits are automatically added. No special code, no hassle.
At check-in they usually mention straight away that you booked through FHR. The room upgrade is the element with the most variation. During a stay in Thailand (where I go more often) it went from a standard room to a deluxe room with a significantly larger balcony. Concrete difference on the price list: approximately €90 per night. During another stay: no upgrade, because the hotel was completely full. That's simply how it works.
Breakfast is where the value is most tangible. At Four Seasons you don't get a voucher for a measured-out continental breakfast. You get the full breakfast, including à la carte options. During our last stay we had eggs benedict every morning, fresh fruit, coffee and freshly squeezed juice, and nobody asks whether that's "included." That feels different from when you're paying €55 per person yourself and with every cappuccino you think: does that count?
The welcome gift varies considerably by hotel. Sometimes it's a spa bonus of $100 (or the equivalent), sometimes a food & beverage credit. At one Four Seasons it was a credit for the minibar and room service, which we used up completely. At another hotel it was a spa credit that we didn't use because we simply didn't have time. That's a bit of the risk: you have to actually use the gift, otherwise it's paper value.
Here I need to add nuance, because FHR isn't equally worthwhile for everyone.
And let me say one more thing honestly: the Amex Platinum is not worthwhile if you'd only get it for FHR. If you stay at a Four Seasons just once a year, then the added value of €350-650 is nice, but it doesn't yet cover the annual fee of €780. FHR is a bonus on top of all the other benefits of the card. Anyone who rarely flies, never visits lounges, and doesn't spend enough to earn Membership Rewards points is better off with a cheaper card or no credit card subscription at all.
Specifically for Belgian travellers considering the card: the minimum spending threshold for the welcome bonus is around €4,000 to €6,000 in the first three months. That's no small amount. And the welcome bonus of up to 150,000 points is a one-time offer — you don't receive it again every year. Anyone who doesn't reach that threshold misses the bonus that makes the first year extra valuable.
A question I often see: "Why would I book through FHR when I can also use Four Seasons' own loyalty programme?" Good question. Four Seasons indeed has its own preferred programme that gives you benefits with frequent stays. But there is a difference. With direct bookings you build status with Four Seasons itself. Through FHR you don't build hotel status, but you do receive those concrete, immediate benefits with every booking, regardless of whether it's your first or tenth stay.
For most Belgian travellers, who perhaps stay at a Four Seasons once or twice a year, that status accumulation is minimal anyway. You're not a frequent guest — you're not going to reach those elite benefits. In that case FHR is the smarter choice: direct, guaranteed benefits without having to reach a certain number of nights.
The cancellation policy via FHR usually follows the standard hotel terms. At most Four Seasons locations that means free cancellation up to 24-48 hours before arrival. But always check this per booking, as it can vary by hotel and season. I once had to cancel an FHR booking and it went without any issues, but it's no guarantee that it runs equally smoothly everywhere.
Let's look at the full picture for a Belgian traveller who uses the Platinum card and occasionally books a Four Seasons or comparable FHR hotel. I'll take as a profile someone who flies three to four times a year from Brussels Airport and books one FHR stay per year.
Even without counting the Membership Rewards points, and without the travel insurance (via Chubb and Europ Assistance, automatically active when paying with the card), you comfortably exceed that €780. That doesn't mean everyone actually utilises that value. You do have to go to that lounge. You do have to actually make those Dining for 2 reservations. And you have to book an FHR hotel instead of a Holiday Inn.
That's also why I don't recommend the Platinum card to everyone. Anyone who primarily travels on a budget, stays in Airbnb's, and ignores the lounges is throwing away €780 per year. That deserves to be said. More background on how to optimally use Membership Rewards points can be found in a separate article on TravelLux.be.
But for the profile I just described — a Belgian traveller who flies regularly, occasionally chooses a special stay and uses the card daily for groceries and online purchases — the maths checks out. And FHR at Four Seasons is the cherry on top. Not the reason to get the card, but a welcome bonus if you already have it.
A few things I've learned after multiple FHR bookings, and that aren't always in the Amex FAQ.
Book at least two nights. The added value of FHR scales linearly with each night thanks to the daily breakfast. With one night the added value is ~€200, with three nights it quickly doubles or more. It's a simple calculation, but it makes the difference between "nice to have" and "serious savings."
Check the welcome gift before you book. In the Amex Travel portal each hotel describes what the specific FHR benefits are, including the welcome gift. At some Four Seasons it's a spa bonus, at others an F&B credit, at yet others an activity credit. Choose what suits your travel plans. A spa bonus of €100 is worthless if you don't plan to visit the spa.
Mention at check-in that you booked through FHR. Although the system registers this automatically, I've noticed that a friendly remark at reception ("I booked through Fine Hotels + Resorts") sometimes helps to get the upgrade conversation going. No guarantee, but it rarely hurts.
Combine FHR with Membership Rewards. You simply earn points on your hotel stay, since you're paying with the Platinum. On a stay of €1,260 that's 1,260 points (standard), or 5,040 points if you've activated the Booster option at €10/month. Those points can later be transferred to airline partners such as Brussels Airlines, British Airways or Emirates. More info on the best transfer partners can be found on TravelLux.be.
Plan your late checkout. The guaranteed late checkout until 4 pm with FHR is quite special. At most hotels you have to vacate your room by 11 am or noon. With FHR you have until 4 pm, which is enormously convenient when you have a late return flight from a European destination. We've used it a few times already to spend another half day by the pool or in the city after checking out without dumping our luggage in the lobby.
What exactly is Amex Fine Hotels + Resorts (FHR)?
Fine Hotels + Resorts is a booking programme exclusively for holders of the American Express Platinum card. You book a room through the Amex portal at one of the 14,000+ hotels worldwide, including Four Seasons, and automatically receive extra benefits: room upgrade upon availability, early check-in, late checkout until 4 pm, daily breakfast for two and a welcome gift of approximately €100.
How much do you save at Four Seasons through FHR as a Belgian traveller?
According to TravelLux.be, the added value per Four Seasons stay via FHR averages €350 to €650, depending on the hotel, the duration and whether you receive a room upgrade. The biggest value driver is the daily breakfast for two (€90-130 per day at Four Seasons) and the welcome gift (~€100).
Is the Amex Platinum worthwhile for Belgian travellers who occasionally stay at Four Seasons?
For Belgian travellers who fly at least 3-4 times per year from Brussels Airport and occasionally book an FHR hotel, the Amex Platinum (€780/year) is typically more than earned back. Anyone who only flies 1-2 times per year and never stays in hotels above €200/night will get less value from it.
Can I also book Four Seasons directly without FHR?
Yes, you can always book directly via fourseasons.com. But then you won't receive the FHR benefits: no complimentary breakfast, no guaranteed room upgrade, no welcome gift and no late checkout until 4 pm. The room rate is typically the same, so FHR purely adds value on top of the same price.
How many points do I receive as a welcome bonus through the TravelLux.be referral link?
Through the TravelLux.be referral link you receive up to 150,000 Membership Rewards points as a welcome bonus. This is the maximum bonus, more than with a direct application. Please note: the spending threshold is around €4,000-6,000 in the first 3 months, and the bonus is a one-time offer.
Also read:
Through the TravelLux.be referral link you receive the maximum welcome bonus of 150,000 Membership Rewards points. That's more than with a direct application at Amex.
Apply via referral linkTransparency: I also receive points if you apply through this link. That's why I stick to one rule: only recommend it if the numbers work out for you. The annual fee of €780 and the spending threshold of €4,000-6,000 in 3 months are real. Do the maths for your own situation.